Fort Walton Beach Debt Relief Attorneys Highlight the End to COVID Mortgage Forbearance


Fort Walton Beach, Fla. - Lewis and Jurnovoy, local Fort Walton Beach debt relief attorneys, warn of an imminent end to coronavirus (COVID-19) mortgage forbearance periods. March will mark one year since the coronavirus (COVID-19) began affecting the lives of those living on the Gulf Coast. This anniversary also signals the end of many 12-month mortgage forbearance programs homeowners were forced to utilize. The first repayment for many people along the Gulf Coast will be due in March or April.

When acquiring the mortgage forbearance, the mortgage company usually does not give an upfront commitment to what will happen after the forbearance period ends. In the absence of this assurance, many mortgage companies will expect payments to start immediately. As a result, most homeowners will be requested to pay their monthly installment, plus their past-due payments, starting in March and April. This is an amount that several homeowners cannot afford, especially after the various difficulties encountered along the Gulf Coast this year.  

This is what we deal with in our office every day. Do not feel like you have to deal with it alone because you don’t,” said Martin Lewis, bankruptcy attorney.

For Homeowners that are concerned about losing their homes as the end of the forbearance period swiftly approaches, chapter 13 bankruptcy and mortgage modifications may be the resolutions needed. Chapter 13 bankruptcy enables homeowners to keep their homes while also renegotiate their mortgage payments within mortgage modifications. With chapter 13 bankruptcy, homeowners can force the mortgage company to take on new terms, taking into account other debt and the homeowner's monthly budget.

Lewis and Jurnovoy take great pride in assisting Fort Walton Beach and the surrounding Florida Panhandle with debt consolidation for over 20 years. The seasoned bankruptcy lawyers know how stressful the imminent end to mortgage forbearance is for so many homeowners. For more information regarding Chapter 13 bankruptcy or any other debt inquiries, give them a call for a free consultation at (850) 432-9110 or visit them online at


For more information about Lewis & Jurnovoy, PA- FWB, contact the company here:

Lewis & Jurnovoy, PA- FWB
Steven D. Jurnovoy and Martin S. Lewis
(850) 863-9110
151 South Mary Esther Cut Off NW Ste 103, Mary Esther, FL 32569