Fort Walton Beach Debt Relief Attorneys Highlight Renting After Bankruptcy
Fort Walton Beach, FLA. - Rent and mortgage moratoriums are officially ending at the end of this month, at the same time as unemployment, leaving many across the panhandle of Florida in a bind. Bankruptcy filers and those who filed recently may need to rent a new home. Lewis and Jurnovoy, local debt relief attorneys, state that Chapter 7 and Chapter 13 bankruptcy lingers on a credit report for around ten years. Consequently, it is critical to know the various factors landlords will examine when needing to rent a home with a bankruptcy case.
It is more important to a landlord if a potential tenant has ever filed for bankruptcy, to see how much money they currently make or have in savings for rent. Employers are also taken into account by many landlords before they rent to individuals. Apart from the individual's job history, landlords are likely to be interested in knowing the length of time they have lived in the area, whether they have been employed continuously for the past five years, and the amount they earn. In this case, tenure of employment is very important.
If possible, provide proof that rent has always been paid on time and there is no violation of a previous lease or rental agreement. Furthermore, a landlord will be better able to make an informed decision if they know why the debtor was forced into bankruptcy, for instance, because of the pandemic.
Attorneys Lewis & Jurnovoy offer free bankruptcy consultations to those considering filing for bankruptcy. A variety of debt types and different finance levels can be addressed by the talented lawyers at Lewis and Jurnovoy. The skilled bankruptcy attorneys specialize in both Chapter 7 and Chapter 13 bankruptcy cases. For additional information on debt consolidation in Fort Walton Beach or the neighboring areas, call Lewis and Jurnovoy at (850) 863-9110 or visit them online at www.lewisandJurnovoy.com.
For more information about Lewis & Jurnovoy, PA- FWB, contact the company here:
Lewis & Jurnovoy, PA- FWB
Steven D. Jurnovoy and Martin S. Lewis
151 South Mary Esther Cut Off NW Ste 103, Mary Esther, FL 32569