Compare A Quote Offers Advice To Drivers Looking For Auto Insurance Quotes In Denver

Insurance sales company Compare A Quote has published an article that aims to help drivers in Denver, Colorado, get the best auto insurance policy for their needs at a good price.

The blog post from Compare A Quote begins with the shocking and revealing statistic from the CDC that there are around 6 million car accidents in the United States each year. This makes it absolutely essential for every driver to ensure that they are adequately covered by insurance, at least to the extent that is enforced by local laws and regulations. The specifics of the coverage differ from state to state but insurance remains one of the most important investments that a vehicle owner can make into protecting their own and their loved ones’ wellbeing.

car insurance quotes denver

The best way to find car insurance quotes, according to the blog post, is to shop online by referring to multiple insurance companies. Once the data has been collected, drivers need to assess which plans provide the best coverage for their case and then compare the prices of the plans to pick the best option. The key is to only pick the plans that offer similar coverage and then select the insurance company that offers the one with the lowest premiums.

There are different kinds of coverage that one needs to account for. Not all types of coverage are required in all states. Depending on the state one is primarily going to be driving in, whether it is an at-fault state or no-fault state, a driver can get away with choosing only the kinds of coverage that they are legally required to get.

Liability coverage protects drivers if they cause an accident that results in bodily injury or property damage to another party. In Colorado, automobile owners must carry liability insurance with a minimum limit of $25,000 for bodily injury or death to any single person in an accident, a minimum limit of $50,000 for bodily injury or death to all persons in any one accident, and a minimum limit of $15,000 for property damage in any one accident. Drivers looking for the best auto insurance quotes Denver insurance companies have to offer need to factor in liability coverage as it is legally required in most states, including Colorado.

Collision coverage pays for the damage to the driver’s own vehicle if they hit another vehicle or an object. It can also provide coverage if the driver is involved in a collision where the other driver is uninsured. Collision coverage will only pay the actual cash value of the car in its state before the accident. It is important for the driver to consider the value of the car when deciding whether to add this coverage.

Comprehensive coverage is not legally required by the state of Colorado, but it may be required if the driver leases or has a lienholder on their vehicle. Drivers can always check with their lender to see if they are required to carry this coverage. Comprehensive coverage will pay for damage to the vehicle that is the result of a covered loss other than a collision including floods, fires, animals, falling objects, and theft.

Other kinds of coverages, which may or may not be required depending on the driver’s specific case, include gap insurance, rental car coverage, roadside assistance, and uninsured and underinsured motorist coverage.

A spokesperson for Compare A Quote talks about the service it can provide to vehicle owners in Colorado by saying, “It is easy to be overwhelmed by the amount of car insurance options on offer. Our company can help ease that complexity and guide you towards the perfect policy that is tailor-made for your case. We deliver a top-notch insurance matching service that aims to dispense quality advice and find the best insurance policies for our customers amidst a crowded car insurance landscape.”

Compare A Quote can be contacted at the phone number (646) 423-2772 or at the email address Interested readers can also directly head over to the company’s website to get a car insurance quote. They are actively growing their business and accepting new clients.


For more information about CompareAQuote, contact the company here:

James Ortega
(646) 423-2772
4461 N. Federal Highway, Pompano Beach, Florida 33064