What Might Be the Best Investment During Inflation (2022)
The global inflation rate is 8.6% during the first quarter of 2022 from 7.9% in the last quarter, surpassing the pessimistic estimate of most analysts at around 8.1%, making it the highest rating since 1981. This results in increased fuel prices and building costs, which affect the affordability of necessities such as food and shelter.
"These are abnormal times... With inflation soaring up while the unemployment rate goes down, this is a very unusual economic landscape that we are currently in. The only thing that is reliable now are long-term funds," says Yvonne Yu, a Business Relationship Manager from the financial services company Decode Group and 2021 Ms. Australia Chinese 1st Runner Up.
"The way cash loses its value today, there is a sense of urgency that if you can, you should invest long term now. If the amount is already invested, then you would have control over its future value," Yu continued.
"Australians may be happy to know there are investments like the Decode FS Fund. The Decode FS Fund may protect your wealth as its projected minimum earnings is still greater than high global inflation rates."
The Decode FS Fund is a wholesale managed investment with an expected annualized return of 6% to 8%. The fund is issued under Australian regulations with a minimum investment amount of $500,000 with subsequent investments of $100,000. The fund aims to provide investors with a regular income with monthly distributions through a one-time initial investment.
Legendary investor Warren Buffet noted in a 2015 Berkshire Hathaway shareholder meeting that the best investments during inflation are the investments that "you just have to buy once" and provide value continuously and regularly: This description fits the Decode FS Fund.
"The best thing about the Decode FS Fund is its monthly distributions. It provides another stream of income that can be utilized towards day-to-day expenses or other investment opportunities," Yu added.
Clients of the Decode FS Fund may receive around $40,000 annually, which means around $3,300 is distributed to them every month, making it a great option for starting families and inheritance planning.
The Decode FS Fund is also an excellent way for how investors can revitalize their current real estate properties.
"Our clients can choose to refinance their properties through accessible loan applications and invest the money generated from refinancing the properties to the Decode FS Fund. Our clients are provided with a loan process that is assisted by our Decode consultants and the potential for property value appreciation."
According to the Decode FS website, the Decode FS Fund has low levels of restrictions when it comes to withdrawals of the monthly earnings, and even the capital. The website also discusses how the fund follows the regulation that all investments are deposited directly into the major Australian banks.
"They will also continuously receive the rental income that may be generated as they don't have to sell their properties!" Yu explained. "A key benefit as well is that the Decode Group also has on-going relationships with Australia's major banks."
The Decode FS Fund can also assist those who want to start increasing their real estate portfolio. "If you are considering starting to acquire properties, then you should consider contacting the Decode group, as some policies for loans are getting stricter and stricter. You are more than likely to be approved by our third-party partners when you make your application with the Decode Group since you will be assisted all through the way!" Yu added.
The Decode FS Fund's underlying asset are secured notes. Strict Australian regulations are also protecting the fund as Decode has an AFS License 321497. The AFS License authorizes Decode to operate the Decode FS Fund.
"It is usual for people to be worried about investing during times of high inflation as they are thinking that they have been taught to just to store their wealth in vaults, or in a savings account so that they can get it when they need it... this is why investing in a long term fund with monthly distributions provides the benefits of a long term investment, with the convenience of getting regular additional cash flow."
The Decode FS Fund is provided by the Decode Group. The Decode Group is a diversified financial services organization with 18 years of industry experience. Headquartered in Sydney, Australia, Decode has more than 20 offices worldwide, covering thousands of clients.
"Just by visiting www.decodefs.com, and speaking to one of Decode's financial consultants, we can provide Australians with recommendations on how they can traverse the new financial landscape. Once our financial adviser has already explained the product, they should consider giving the Decode brand a try."
"Right now, it is a great opportunity to invest in the Decode FS Fund so that they may reap all the benefits that I mentioned and get the most important thing that someone can have in these trying times: a little peace of mind," she concluded.